There are two groups of people in the world. One group spends most of their lives struggling to earn a living, and the second much smaller group seem to have everything going their way. Instead of just earning a living, they are working at building and enjoying a fortune. Everything just seems to work out for them. And here sits the much larger group, wondering how life can be so unfair, so complicated and unjust. What's the major difference between the little group with so much and the larger group with so little?

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